High-street & independent retail

Grow your shop with flexible finance.

From boutique owners to multi-site retailers, BizFlow helps you fund inventory, refits and expansion with repayments tied to your card sales.

Up to £500k funding Performance based No collateral required
Dojo One countertop terminal in a retail shop
Funding

Stock shelves without straining cash flow

Retail margins are tight. BizFlow lets you access capital for inventory and growth, repaid as a percentage of daily card sales rather than a fixed monthly bill.

  • Seasonal stock for Christmas and peak trading
  • Shop refits, signage and new fixtures
  • Second locations or pop-up opportunities
  • Marketing campaigns that drive footfall
Apply for Funding
Card Machines

Reliable checkout, every sale

Countertop terminals with fast settlements and transparent rates. Switch from your current provider with contract buyout support.

  • Dojo One for busy shop counters
  • Competitive rates with rolling contracts
  • Integrated reporting for reconciliation
  • Dedicated switch team - buyout up to £3,000
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Common uses in Retail

Real scenarios where Retail businesses use BizFlow.

Prepare for Black Friday

Stock up for peak trading periods with funding that scales with your sales.

Refresh your shopfront

Invest in refits and fixtures, repaying as customer spend increases.

Open a second location

Access growth capital without the rigidity of a traditional bank loan.

Recommended for retail

Dojo One

A reliable countertop terminal for busy shops, boutiques and high-street retailers.

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Dojo One countertop card terminal

Retail FAQs

Can online and in-store retailers apply?

Yes, if you process £5,000+ in monthly card sales. Many retailers combine in-store and online card turnover.

How does funding work for seasonal retail?

Repayments are a percentage of card sales. Busy months mean faster repayment; quieter months mean lower outgoings.

Can BizFlow help me switch card providers?

Yes. We can help buy you out of an existing contract - up to £3,000 - and migrate you to Dojo.

Will checking eligibility affect my credit score?

No. Our eligibility check has no impact on your credit score.

Also serving

Explore funding and payment solutions for other UK business sectors.

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